Gem Compliance Consulting Ltd is a established independent compliance consultancy that provides outsourced compliance advice, monitoring, training and project related services to financial services firms. This includes firms across a number of different sectors but specialising in small to medium sized investment managers (both MiFID and AIFMD), corporate finance firms and other advisory firms, general insurance brokers, and professional firms carrying out regulated activities incidental to their main business.
The firm was established in 2005 by Gillian Gallacher, an experienced compliance consultant. Gillian has worked in the financial services industry since 1986 and has focused on regulatory compliance since 1993. The firm is supported by a team of compliance consultants from a number of different sectors including investment advisory, fund management, mortgage and general insurance, consumer credit and banking organisations.
Gem Compliance has offices in London and Edinburgh and supports financial services firms throughout the UK. We specialise in supporting firms with applications for FCA authorisation and providing tailored compliance support for existing authorised firms.
Gem Compliance is a long standing member and supporter of the Association of Professional Compliance Consultants, which acts as a professional body to enhance and endorse the professional standards of compliance consultants throughout the UK.
Gillian has worked in the financial services industry since starting her career as a graduate trainee with Scottish Widows in 1986. She has specialised in compliance roles since 1993 and has held various senior management positions.
She also has experience on the regulatory side of the industry having spent two years as a Principal Regulatory Officer with Lloyd’s of London.
She has in depth experience of a number of different regulatory regimes including pre FSA (PIA, IMRO), FSA and FCA regulation, the Lloyd’s market, designated professional firms and payment services institutions.
Gillian has a law degree (LLB), and the full Financial Planning Certificate (FPC). She also has the Chartered Institute of Securities and Investment Diploma in Investment Compliance, Investment Administration Qualification and Certificates in Risk in Financial Services and Global Financial Compliance. She is a Chartered Fellow of the Chartered Institute of Securities and Investment (Chartered FCSI).
Emma started working in financial services in 2005 after graduating with a first class honours degree in Biochemistry from The University of Sheffield.
After quickly climbing the ladder to a Team Leader position in Connells’ Mortgage Business Unit, Emma started working in Connells’ Compliance and Legal Services department as a Regulatory Risk Analyst.
Between 2007 and 2010 Emma obtained her Certificate in Mortgage Advice Practice and a Diploma in Compliance. Emma left her position with Connells in 2011 and joined Countrywide Principal Services Limited as a Technical Compliance Adviser.
In her role at Countrywide, Emma provided regulatory guidance on home finance, non-investment insurance and consumer credit related issues to Senior Management and Compliance and Legal staff within other Group subsidiaries, which included other directly authorised firms, their ARs and the Group parent company.
In 2014 Emma joined Gem Compliance Consulting Limited as a Compliance Manager and has since achieved the CISI’s Diploma in Investment Compliance.
Emma is also approved by the FCA for SMF17 (MLRO).
Andrew entered the financial services industry in 2000 as a graduate trainee with National Australia Group, following a number of years as a professional cyclist and obtaining a business degree.
After an initial couple of years spent in business banking, Andrew has since been employed in a broad variety of risk, compliance and regulation roles with blue chip and global corporates, across the banking, wealth management, asset management and energy sectors.
Andrew specialises in compliance monitoring and the implementation of risk governance frameworks.
Andrew’s qualifications include the industry recognised CISI Diploma in Investment Compliance, the Investment Management Certificate, and banking specific awards including Associate of the Chartered Institute of Bankers in Scotland, the Diploma in Business and Corporate Banking, and the Certificate in Mortgage Advice and Practice.
Andrew joined Gem Compliance Consulting Ltd in July 2017 as an independent consultant.
In his spare time, he is entertainment to a wife and three small children, and when feasible runs competitively.
Laura started working in the financial services industry in London in 2001 and has worked in compliance since 2004. Her compliance roles have focused on investment banking, research and securities divisions.
After having lived in Hong Kong for eight years where she worked for Morgan Stanley and then Goldman Sachs, Laura returned to the UK with her husband in 2018, choosing Edinburgh as their new home.
Laura joined Gem Compliance Consulting as a part-time compliance consultant in February 2019.
In her spare time Laura hosts a radio show “Vinyl Voyages” with her husband which is broadcast in Edinburgh. Laura also enjoys cycling, swimming, running and horse riding.
Elizabeth (‘Beth’) Breslin is originally from Edinburgh, relocating after around 5 years in London. She went to Aberdeen University until June 2014, where she obtained an MA in Finance. Her experience is investment related, from a platform provider angle.
Post Aberdeen, she initially went to work at FNZ in Edinburgh, for around 15 months, as a Distributions and Corporate Actions officer, and her primary responsibility was for the maintenance, control, governance and the reporting of investment distribution activities across FNZ.
She then moved to London to work for Transact from October 2015 until to date, in various roles as follows:
She is currently studying for the CISI Diploma in Investment Compliance, having done Unit 1 (Introduction to Securities) and Unit 2 – UK Financial Regulations so far.
Agata started working in financial services in 2016, a few months after she graduated from the Heriot Watt University having been awarded a degree in Interpreting and Translating in Spanish and French.
She worked for the Royal Bank of Scotland as a Premier Banking Officer before she secured a Relationship Manager role looking after her clients’ financial needs and handling their day to day queries.
Agata also achieved a Chartered Banker Certificate.
In December 2018, Agata joined Gem Compliance Consulting Limited as a Junior Compliance Associate.
Agata achieved the ICA Certificate in Compliance and passed with distinction in April 2020
Agata also speaks Polish, Spanish and French.
Sophie started working in financial services in 2017, a few months after completing her high school education at Alva Academy.
She completed a risk and controls apprenticeship with Prudential Financial Planning as part of the risk and compliance team, as well as achieving a business and administration qualification.
Sophie then joined TSB as a fraud investigator and regularly supported victims of impersonation as well as identifying first party fraud.
In June 2019, Sophie joined Gem Compliance Consulting limited as a Junior Compliance Associate.
Sophie achieved the ICA Certificate in Compliance and passed with merit in November 2020
Hari originally based in Malaysia, came to Edinburgh in 2016 to pursue an economics degree at Heriot-Watt University. After graduating in 2020 with an upper second-class degree, Hari decided to pursue a postgraduate degree in International Business Management with placement.
It is as part of this placement component that Hari joined Midmar Capital and Gem Compliance Consulting as an intern in 2021. This is his first professional experience in financial services, which he believes will cultivate his passion for this sector.
Hari has a deep interest in sports especially football, fun fact: he participated in the Daegu International Children Olympics in 2012 representing his country in football.
|cookielawinfo-checkbox-analytics||11 months||This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".|
|cookielawinfo-checkbox-functional||11 months||The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".|
|cookielawinfo-checkbox-necessary||11 months||This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".|
|cookielawinfo-checkbox-others||11 months||This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.|
|cookielawinfo-checkbox-performance||11 months||This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".|